Are we Saved By Faith Only?

The doctrine is being taught that a person is saved the very moment he believes in Jesus Christ, that he is SAVED without any further acts of obedience. The book of James has a lot to say on this subject of faith and works. For example: "Even so faith, if it hath not works, is dead, being alone" James 2: 17.
Probably misunderstood as well is the doctrine of good works being that which saves. People confuse the good works of the gospel, which the Bible clearly defines as necessary, with the works of the law of Moses, or the meritorious works of men in an effort to earn salvation.
The Bible does not teach that people are saved by works of the Old Testament law of Moses, because we read in Romans Chapter 3, verse 20, that "by the deeds of the law shall no flesh be justified in his sight". From Colossians Chapter 2, verse 14, we learn that the law of Moses was nailed to the cross of Christ. We know that the only hope for salvation for lost humanity today is by way of the gospel of Christ. We do not believe that a person is saved by the works of the law, but through the works of faith and the labor of love in obedience to Christ.
While the Bible says: "By the deeds of the law shall no flesh be justified", it also says in James Chapter 2, verse 24: "Ye see then how that by works a man is justified and not by faith only." 'These works then must NOT be the works of the law, but are the works of faith revealed in the gospel of Christ. The law of Moses is dead and its works mean nothing today, but the works of the gospel are vital.
A person is saved by the blood of Christ, through the grace of God. He is not saved by faith alone, but through obedience to the commandments of Christ. Jesus The Christ became "the author of eternal salvation unto all them that obey him" Hebrews 5:9. This does not mean that the obedient soul earns, merits, or deserves salvation, but that he qualifies for the mercy and the grace of the Lord, who according to his mercy saves us "by the washing of regeneration and the renewing of the Holy Ghost" Titus 3: 5.
The Bible makes it clear in that same passage that while we are being saved through the washing of regeneration (or baptism) and the renewing of the Holy Ghost that it is not by works done in righteousness which we have done ourselves. But if we do not submit ourselves to the righteousness of God in obedience to His Holy Word, we cannot be saved no matter how we may feel.
There are many Bible passages that show faith being necessary, that we are saved by faith, justified by faith, and so on. Every one of these passages is to be believed and accepted. But there is one similar thing about all these passages on faith, not one single passage ever says we are saved by faith only. There are no such passages to be found in the Bible.
Here is a great point to remember: Never in any age or dispensation in human history has God saved man by faith alone. God has always required faith right alongside obedience. No other formula for salvation has ever worked. None ever will. Jesus said: "'He that believeth and is baptized shall be saved" Mark 16:16. It is faith plus obedience, never one without the other. This is the only principle under which God has always worked in saving man. It is useless and in vain to expect him to make an exception to the rule now and save anyone by faith only and without obedience. After all, it was Jesus Christ who said, "If you love Me, keep My commandents."